Category Archives: Seniors

Only Child asks: Is honesty the best policy?

The teenage Only Child with her late mother

My late mother was a stickler for honesty. Unlike Gibbs on the NCIS TV series, who had his 10 rules for living written in a small notebook, Mom’s 10 rules were in her head, perhaps some buried in her subconscious. She couldn’t tolerate lies.

Some of the stories spanning out from this, could get complicated, sometimes funny, and sometimes leaving me at a disadvantage some way – but at least I was doing the right thing.

One that comes to mind is when one of my classmates who I hung around with was messing up in marking math exercises. We were in grade three and the teacher had us  pass our exercises to the person sitting in front of us for marking. My friend sat behind me so I got hers to mark. She had some questions wrong and I marked them with an X. When she got the exercise back she changed he X to a tic.

That really ticked me off. But I was too shy then to say anything to the teacher. So I told Mom.

Her solution was for mr to tell the teacher. Mom even offered a 25 cent reward if I did this. I sold my friend out for 25 cents. But, hey, I told the truth.

However, when Mom learned that this same friend and I were cutting through the laneway behind houses and shops to come home from school, she told me I couldn’t do this because it wasn’t safe. But I was more afraid of getting the ire of this friend again, so I followed her like the proverbial Pied Piper, through the alleyway. What the heck. Nothing looked bad. The most menacing thing we saw was a man unloading food from a truck for the IGA store.

When I returned home from school Mom asked, “Did you go through the alley?”

“No,” I replied. And didn’t feel good about it.

Not so with sneaking out the back and dangerous way over to the park the girl gang I hung around with played in. Mom had definitely said I couldn’t take the dangerous route. I was supposed to go the long and boring way along the street and cross the busy street intersection at the lights, then continue walking along the sidewalk to the park.

Nope. I followed the ringleader (my math marker cheating friend) and the others to the end of my street to the dead end street and over to the steep steps down to dangerous, curving and busy Don Mills Road. And this was in the late 1950s before the Don Valley Parkway was built nearby with a major exit from Don Mills Road just a bit north of where we landed on the road. There were no sidewalks there, but if we did continue further south, sidewalks were on the part of Don Mills Road close to the busy intersection. But the shorter back way into the park was before that on the other side of the road. So we waited for a small break in traffic and darted quickly across to the other side. We always made it there safely.

I never told Mom; but she never asked on this one.

Looking back, except for a few of these diversions I told the truth – or more often kept my mouth shut as I was shy.

Fast forward too many years to now in the 21st. century. Not a big truthful world. There are scams, frauds, lies, etc. etc. happening non-stop everywhere. You know who in the States is a master at this. It is hard to think that anyone is honest anymore.

However, I have met some honest people, people who do their best to tell the truth. Which is my policy now, with more complications. For one thing, I am no longer shy and I can be blunt and sarcastic when truthful. Sometimes words seem to come out of my mouth without my mind connecting first. This ties in with my sense of justice versus injustice and people being inconsiderate and doing the wrong thing, often making the situation unsafe. For example if I see someone acting badly, I often just chastise them…in public.

One of my biggest peeves is people who block the subway stairs just so they can stand there and muck around with their digital device. They stand at the top of the stairs. They stand at the bottom of the stairs; and they stand partway down (or up?) the stairs, oblivious of anyone going up or down the stairs.

So, there I come, senior citizen with bad feet and a bad left eye. I’m hanging onto the railing and carefully looking down at the steps and what is or isn’t ahead.

“You’re blocking the way,” I say to the person in front of me. Are his feet glued to the step?

He turns around and we get into a heated discussion.

“I’m a senior and I have to hang onto the railing and not have to go around anyone,” I say.

“There is another railing over there.” He points to the other side of the steps.

“Yes, but that is for people coming up the stairs to hang onto.”

And so it goes back and forth a bit. But he does move out of the way. (I can be persistent as well as honest and blunt). Afterwards I wonder what would happen to him or others who do the same in rush hour when people are zooming up and down the stairs and assume everyone else is doing the same. What if someone accidentally pushed against the digital device fanatic and the person fell? Seems like a hard lesson to learn for being stupid and inconsiderate.

So, I don’t feel bad about being honest telling these digital menaces off.

But I try to use another of my mom’s characteristics, one she may have had difficulty using – being diplomatic. You can’t always be bluntly honest. Sometimes using some diplomacy and tact can go a long way.

I am also working on going up to people I see doing some good and complimenting them. For example, when I was at the CNE in August, the young woman (probably a student doing a summer job) who was cleaning the Ladies Room was doing an excellent job and going about it quietly without getting in anybody’s way. When she was cleaning the sinks, I walked up to her.

“Excuse me,” I said.

She turned around and looked at me.

“You’re doing a good job,” I said. “I know it must be tiresome.”

“Thank you,” she said.

Honesty has many ways to present. Unfortunately so does dishonesty.

What do you think?

Sharon

Only Child Writes

 

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Filed under 1950s, Ethics, Honesty, Learning Experience, Mother and Child, Only child, Seniors

Only Child explores senior living past and present

Only Child and Mom mid 1960s

My late mother had a saying – “you can’t win no how.” Which sounds negative, but when you look at how people’s lives pan out, Mom maybe had a point. Especially as her life was cut short  by a brain aneurysm at age 63. She was also somewhat crippled by arthritis and scleroderma. All this happened after my dad died of cancer at 66.

Perhaps I should consider her somewhat lucky that she didn’t live longer to have to deal with more bad things happening in her life. At the time of her death she and I shared an apartment. However, I was engaged and the wedding ceremony and reception were already booked – the latter by Mom herself. She was scared to live alone and pondered whether she should spend six months (late spring to early fall) annually at her younger sister’s on the farm. Maybe not a good choice as Mom fell on the doorstep outside my aunt’s farmhouse. This was a new house and these entrance steps numbered two.  It was the damn arthritis.

The damn arthritis really was what killed her. It made her fall off the vanity dresser chair  (in her bedroom) onto the wooden floor and bang her head. She got headaches but thought they were because of her eyes – maybe new glasses – and she had an ophthalmologist’s appointment in mid-September.

She went into a coma overnight the end of July and had to be rushed to the hospital. Despite surgery, she never woke up and died five days later.

When I look at my life compared to hers, I begin to wonder. First, about her saying “You can’t win no how.”

I certainly am not going through my senior years without a fight despite my health issues of diminishing eyesight in my left eye and getting worse, a digestive disorder, living on low income, and  having to deal with more problems than well – let’s just say that the phrase about God not giving anyone any more crosses than they can bear is a myth.

As a child,  I was meek, mild and shy  and didn’t really get my courage legs until in my 30s. My writing and being a single parent then forced me to change. It grew gradually. But I have one trait ,which I think comes from my Dad – I am a stubborn senior and God or somebody help those who make my life miserable. On the other hand those who are good to me and help and treat me well, I try to do the same for and to them. “Do onto others as they do onto you” is more my saying than “you can’t win no how.”

Perhaps besides the stubborneess, my saving graces are my writing, my garden, my son and his girlfriend, my cousins,  close friends, reading (despite the bad eye) and even watching favourite TV shows, and walking. A keen interest in life and a desire to see justice done doesn’t hurt either.

Now, if I could just find time to get to bed early enough to get enough sleep…

That’s my story and I’m sticking to it.

What is your story – along these lines?

Sharon

Only Child Writes

My son, Martin, me, and Juni by my garden

 

 

 

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Filed under Arthritis, Assertiveness, Health, Mother, Only child, Seniors

Only Child says don’t order me around

My Mom and Dad

When I was a child my mom and dad told me what to do. And so they should – that was part of their job being parents. Fast forward too many years to now and people are still telling me what to do – or trying to. I’m a senior and should be able to make up  my own mind, including weighing in on pros and cons of different situation.

That doesn’t mean I don’t ask for help, for suggestions from friends and family – the big word here is “ask”. It is the unsolicited advice – sometimes almost like orders I’m talking about.

That also doesn’t mean that I don’t listen to experts talk/suggest in well, their area of expertise. For example, with my handyman, Mike, if I call him in with yet another house repair problem. Sure, we can get into a discussion. But I listen to what he says and will probably have him do what he suggests – as long as I can afford it. Sometimes, the work just gets postponed until I can afford it – like the old rec room window that last month just started letting water ub during heavy rainfalls. That’s a closed window, folks.

And for medical/health advice, I listen to the experts and read expert info – although in the end,  a lot of that is up to me. But I don’t pretend to know everything. As a former journalist I am very familiar with the word “research” and do lots of that.

It’s when people who think they know what I should do start in. For example telling me to get the basement waterproofed now. When I explain there is the window to see to first, then they try to draw up a schedule for me to get it all done. They know I am a writer and have my third Beyond mystery novel to promote, etc., etc., so…

News flash: I don’t have a husband or any other type of partner. I’m in this myself so that means I have to do and/or organize everything in my life.

Not that I wouldn’t want some help and sometimes friends gift me their help – but they are not ordering me around. My son is also a big help, not just with computers but with a few practical things that surprise me. But he doesn’t push it.

Tbe big one that really gets my goat is this: If I am having so many house problems why don’t I sell it and move into a condo?

Oh, For you-know-whose sake! Is that the answer for us seniors living in our own homes? To those  who think this, I think “Get a life – preferably yours, not mine.”

Throughout my life I  have lived in apartments, townhouses, two-storey houses and bungalows. I live in a bungalow now and it’s the only type of home that appeals to me. So, I have a short answer for these meddling busy-bodies who ask “Why don’t you sell the house and move into a condo?”

Because I would rather be dead than give up my garden.

That shuts them up.

Sharon on patio backyard garden

Of course I have more practical reasons. But I am tired of going into them.

So, I say, I am a senior and as long as my brain is still working, I think I can decide what to do and when to do it. And I reserve the right to change my mind or move the timing of it and when to ask for help.

What do you say?

How do you deal with unsolicited advice to well, run your life?

Cheers.

Sharon

Only Child Writes

 

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Filed under Aloneness, Decision Making, Family and Friends, Garden, Help and Support, Life Balance, Only child, Problem solving, Seniors

Only Child’s thoughts after the big hurricane May 4 in Southern Ontario

Calm few days after the storm

The day after the big wind storm – hurricane wind levels in Toronto – I was on my knees clearing out my garden. Not debris from the wind, but part of the annual clean-the-garden-in-the-spring ritual. Out of the corner of my eye I saw the man walk by. Although I didn’t know him I said, “good afternoon.”

I’m glad I did. Turns out he was a friend of Marie one of the seniors across the street. Marie had some damage to her roof from the winds and “she was freaking out he said. Do you know of anyone who could help fix it?”

I sprang into action. For the life of me I could not recall the name of the company who put up my roof in fall 2009 but I did know some neighbours who would know somebody. I directed him to my next door neighbour who works in construction and another one across the street who just retired from working in construction. Next door wasn’t in but Larry across the street was. After the man clarified the name of the fellow across the street and went to bang on his door, I went into high help mode.

I had to find the name of the company that did my roof. I knew it began with “E” and wasn’t a person’s first and/or last name. Dived into a few files. Nothing. Finally found a few old (like a couple of years) small brochures of home repairs/improvements companies and voila – and my roofers were listed in one brochure. It didn’t appear that they did roof repairs but if Marie ended up needing a new roof, I could recommend them. So I copied over their number on one of those memo pads real estate agents drop off – you know the ones with your name printed on the top – their play to get more business, I suppose. And with the brochure and the memo sheet and my house keys, I locked the doors and ran across the street to Marie’s.

The friend’s truck was still in the driveway, the front inside door was open and an array of shoes were discarded in the front hall. I knocked and knocked but no answer, so ran around to the backyard. No one. Came back to the front and knocked again because I could hear voices. No one came, so I returned to the driveway and could voices from a window, so called  out “It’s Sharon from across the street.” The  man who had talked to me said he would meet me at the front door. I met him there, and Marie, and the man’s wife and their two kids and the wife’s sister and her husband. They were the family of Marie’s late boyfriend.

Marie told  me that Larry had been there and said he would call his sons and see if they could come the next day (The did. I saw them there). Marie also complained about the roof she had – newer than mine – she’s had the roofer back three times to fix shingles. That’s not a very professional job done. So I wrote down the name and info of my roofer with the caveat – the owner, who do the estimate don’t go on the roof and because of that they missed the correct number of layers of old shingles on my roof – and I got charged more. But the actual workers did an excellent job, including their foreman who found the third layer when he inspected it just before they began doing the work and told me – he should be doing estimates.

“Make sure they go on the roof to check,” I told Marie.

I also gave her the name and phone number of the handyman who does plumbing, painting, electrical and other repairs and Marie and I exchanged phone numbers. The latter we should have done within a year after I moved into my house. I’ve been here nearly 20 years.

My wake-up call. Especially after reading online yesterday and watching the 11 p.m. news and finding that 500 homes in pockets of Toronto still didn’t have their power restored. Didn’t Toronto Hydro learn anything from the big ice storm in December 2013. True, there were downed trees and power lines from Friday’s hurricane but no ice. More likely not enough people doing the work. Again, didn’t Toronto Hydro learn anything from the ice storm of December 2013?

With this in mind and the below story in mind, where governments of all level in the US and Canada, forget about seniors during various hurricanes, floods, and other disasters, I decided it is really up to us who can do so to help. This story was published in Zoomer magazine last month and I’m linking to the online story. The photo (scroll down a bit) of the seniors sitting in water up to their waists in a nursing home because the authorities forgot about them breaks my heart. It took the son-in-law of the nursing home owner to Tweet about it to get any action. Then the National Guard came to the rescue.

Ageism is still around, unfortunately.

Here’s the link.

http://www.everythingzoomer.com/health/2018/04/19/seniors-natural-disaster-relief/

Cheers.

Sharon

Only Child Writes

 

 

 

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Filed under Extreme Weather, Floods, Help and Support, Helping Others, Hydro power outage, Only child, Power Outages, Seniors, Toronto Hydro

Only Child on people’s stupidity wasting my time

Your customer service rep today

Lately I’ve been getting up feeling that there isn’t too much to look forward to for the day – or I have one or more nagging problem to face. Even today, on an untypical winter’s day. Sun is shining and it going to be warm – 54 F on the old scale.

I’m feeling better now and I think it is because I’ve been busy tackling my time and getting back on track with starting my workday on time. I also re-recorded my voice mail message – much shorter and to the point – starting with if this call is personal, please call… and I state when – not during my business hours. I also mention when I will take calls for writing and editing. And I finish with “Or leave a brief message. Thank you.” Emphasis on the “brief”.  I don’t want your life story as some do. Now, with long messages, I will delete them once the life story finishes, that is.

I also thought a brief summary of some of the ridiculous problems I’ve been dealing with the past month – at least 90 per cent caused by “outside”, i.e. I didn’t cause them; they were caused by big business, government, other people, etc. But I’m stuck with fixing the problem. So, here is a short summary of the most ridiculous. People can be so stupid. WARNING: I name some names.

1. I belong to CARP – the Canadian Association for Retired Persons (a misnomer as members can be anywhere over 45 and many of us are not retired). But they are good with advocating for our rights as older people, especially to  government, plus you get deals with things like insurance and pharmacies and they publish the Zoomer magazine. But apparently their in-house administration needs some fixing. My membership runs out the end of February according to my membership card. For the first time I did not receive a renewal notice (I’ve been a member for more years than I can remember) so I phoned earlier this month. My “new” card arrived a week ago – dated February 2018. What’s wrong with this picture? i phoned and complained and asked for a correct new card to be sent to arrive by the end of the month, send it priority post if necessary and that because they screwed up I deserve that – this latter after they said it takes two to three week to send it out. Well, they didn’t listen -priority post would have gotten it here before now, which is one week later.

2. Empire Life Insurance Company which has had my life insurance policy for years and increases the payments every year, but never tells me ahead of time or how much. Just sends me “threatening” letters six months or so before the fiscal year is  up or after, stating that my policy will  be cancelled if I don’t pay X$ right now. I have repeatedly phoned them on this, stating I have no problem paying any quarterly increase that starts with each new fiscal year – but they have to let me know what the quarterly increase is. This year I did the math on the amount they say I owed until August 1 (fiscal year end/start) and it works out to the two quarterly payments I still owe when I am billed for each quarterly. I was just going to pay the current quarterly when the annual nasty letter arrived. This time I think I got someone who has some idea what she is doing and she said she would put a note in my file that I requested receiving notice of the actual quarterly increase a month before the fiscal year end/beginning and to just mail in the actual quarterly payment due now and the next one in May. Which I did for the quarterly then due. And I have complained about Empire Life to the Insurance Bureau of Canada and they said they don’t cover life insurance – just car and property insurance companies. I have also looked into getting life insurance elsewhere but have been warned to be careful here. Maybe I’ll go to CARP again on it and see what they have to say. Oh! When I get my new correct membership card.

3. I wasted last Thursday morning on the phone with Dell Canada trying to extend the service warranty on my leased desktop PC for another year. I might have been asking for them to deliver the sun and the moon. Except for instructing me how to do a check on the hardware in the computer to make sure it was all working (it was 100 per cent), the customer service rep in the finance department I got didn’t know what to do (she kept putting me on hold to check with her supervisor) and I had to repeat several times what I wanted and how I was going to pay for it. She finally gave me a quote and transferred me to someone else to take my payment info. Then back to her and after waiting some time she told me that there was a problem processing it but it wasn’t my card – it was Dell but she worded it like the problem was connected to me paying with a card. After being put on hold for more time, I hung up and tried to call back (to get somebody else) at the number she gave me. I got the usual Dell runaround from operator to operator to wrong country to wrong department until I landed back at the original place – but with la different rep who knew what she was doing. She got me a quote and it turns out the first rep had quoted higher because she had included a laser printer. Huh? I don’t have a Dell printer and that was never discussed with rep No. 1. This rep No. 1 had emailed me a “how am I doing?” email – twice – while we were still talking and there was a link to her supervisor. So I emailed him to complain. Got a quick reply and he wins the prize for stupidest person on the earth. He said the first rep. did it right, there was a “tool” causing the processing my order problem (Tool? We weren’t gardening or doing house repairs here? Did he mean software?). His grammar and spelling were atrocious for a supervisor. And he didn’t even apologize. But I may have gotten my just desserts in all of this, though – when I filled in the survey form that came in yesterday.

The list goes on. But that’s enough. People can be so inconsiderate and stupid.

So, I’m looking out the window at the sun shining and hoping I can go for a walk at lunchtime.

What is one stupid problem caused by someone else you had to deal with? And how did you deal with it?

Cheers.

Sharon

Only Child Writes

Something to look forward to in a few months

 

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Filed under Complaining tactics, Consumer action, Insurance, Only child, Problems, Seniors, Snafus, Zoomers

Only Child hits beauty scam in Toronto’s Yorkville

It’s a good thing I was a journalist for 35  years. My instincts about when to be wary and question what is going on are still with me. Like yesterday when I was walking along Cumberland St. on the way back to Bay St. and was stopped by two young men in dark suits standing outside 108 Cumberland. No, not Jehovah Witnesses. As much as some of us don’t like their tactics, at least they are real and upfront.

Not so these young men and the bitch sitting inside the beauty shop. One young man handed me a packet of some face cream and gave me a talk about it. I mentioned something about allergies and have to be careful what I put on my face and he lead me inside the store to show me something else they carry. At first I thought it was another sample packet, but he gave me a demonstration of some under the eye reducer of puffiness. Okay, so far. Then he opened a photo album and showed me some before and after photos of his mother who he said was in his 80s in relation to another product, an anti-aging cream

Then the bitch sitting at one of the tables jumped into the act. The young man at first said she was his eye doctor and she only worked three hours a day. But when she went full force into her act it was clear she was not that. She worked for this store and was probably the manager. She went into a big spiel about I look like someone famous (the name of who escapes me now) and I said I was not her but was a mystery writer. Her tirade went on something like this.

I have nice skin on my cheeks but there are wrinkles around my mouth and my neck is a disaster.

I was wearing sunglasses because the sun was shining and my eye doctor (a real ophthalmologist) says I must wear my heavy duty-prescription sun glasses out in the sun. Ms. Bitch said, “you won’t even remove your sunglasses for me.”

She tried some collagen cream on me – said it was hyper allergenic and then went into her try to get me to buy the product spiel. Non-stop she went and when I said I couldn’t afford it she said “it’s not that you can’t afford it, you are just cheap.” She said I should do something for myself and insinuated that writing was not doing something for me.

She obviously knows nothing about writing. Writers write because they have to – for whatever reason – but they are doing it for themselves; if for no other reason it is their creative outlet. But what does this bitch know – she is too wrapped up in scamming people.

I told her I needed to see if the product caused an allergic reaction before I even considered buying it. She said that I could return it in two weeks and get a full refund if I got an allergic reaction.

No! No! I needed to see if the sample gave me an allergic reaction first. But she kept on with her spiel, which included lowering the price of the cream and then saying she would throw in  for free he other product which the fellow had put under my eyes. She said one time offer and if her manager (who she said was away) found out, would not like it. Really? I bet she is the manager.

And the guy? He wasn’t as bad, but give him a few months more of practice. No way his mother is in her 80s as he is around 35. She would be just past menopause when he was born then. Do the math. The woman in the photo may not even be his mother.

Ms. Bitch kept pushing and pushing for me to buy. I finally said, “I don’t like to be pushed.” And walked out of the store.

I didn’t look back to see the looks on their faces. But I’ll bet they didn’t see that coming.

As I continued walking along Cumberland, I could feel some reaction with the cream near my mouth. I whipped out a facial tissue and wiped and wiped. Fortunately I seemed to have caught it in time. Strangely, the cream under my left eye gave me no bad reaction and actually reduced the puffiness temporarily.

Back at home, on my laptop, I did some Google Research. The number 108 Cumberland Avenue, Toronto, Ontario, Canada, appears to have three different businesses. One, Forever Flawless, seems to have been taken over by Lionesse Cosmetics and Bar. Lionesse Cosmetics is a US chain and has a reputation for these hard sells and some even call them scams – at least at their Cumberland Address and their Las Vegas address. The company is not a member of the Better Business Bureau in Canada or the US.  Here’s a link to what others who have run into this have to say about this Cumberland location on Yelp. And for their Las Vegas location. Read down a bit and you’ll see the scam part. Sound familiar to my experience?

I felt elated and empowered that I stood up to this scam – and without yelling at them. Just that one sentence “I don’t like to be pushed.” And walking out.

What do you think? Have you ever been scammed? Or caught a scam and ?

Comments, please. The public needs to be educated and warned.

Cheers.

Sharon

Only Child Writes

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Filed under Consumerism, Only child, Seniors

CRA gives seniors short shrift

It used to be important to get your annual tax returns in on time. Then it could take up to six weeks to get your Notice of Assessment – to find out if you did your returns correctly and if you owed more or less or were getting a return. Not anymore. Now the CRA is saying to wait eight weeks.

But that’s not correct. A friend of mine who is a senior filed a few days before deadline and she just got her Notice the first week in July – that is one week later than eight weeks.

But my situation is worse. I had to phone the CRA customer service line and did so July 11. Here is my story.

I mailed my tax returns for 2016 on April 28 (our deadline was May 1, 2017 because April 30 was on a weekend). I sent the returns Priority Post with a signature required. They arrived on time and there was a signature. Because I tracked it online I was able to print out the signature before it disappeared at the site a few weeks later. I also had my mailing receipt from the sub-post office. So I had proof of filing on time,

Nothing had arrived in my mailbox and so July 11 I made my phone call. The customer service person was good. She checked and found that the last entry they had for my tax returns was that it had been inventoried as received the third week in May (three weeks after they received it). She suggested she do a Status Enquiry which is basically what it says  and is a reminder that the clerks who are checking the returns better get off their asses and go through the return. She said it could take up to four weeks and then I should get my N. of A. So I authorized her to do so.

Nothing happened for weeks. As the one month deadline approached, I again called the CRA customer service and the fellow there checked the status. My return and notice of assessment would be completed August 11 and then mailed to me.

August 11 is exactly one month after the Status Enquiry went in.

I received my N of A Tuesday, August 15. As I had figured out I owed no money and was getting nothing back – everything in that area is a big fat zero. I was a few dollars out in my calculations. But I am still living below the poverty line.

But the kicker is a lot of the extra seniors’ funds I get from both the federal and provincial government depends on this Notice of Assessment. No Notice of Assessment by mid-July and I don’t receive (if only temporarily): my Ontario Government Energy and property tax monthly grant payment, and from the Federals the quarterly HST/GST tax rebate, my Ontario Government Seniors Grant – a lump sum of $500. you can get once a year if you apply for it, which I did. I also lost the GIS (Guaranteed Income Supplement) which with my low income I had become entitled to. And my Ontario Drug Plan for Seniors (provincial) ran out the end of July and I got notice I would have to re-apply because they hadn’t received my Notice of Assessment from the CRA. That was the same reason for the GIS stopping and I have to re-apply. I have re-applied for the drug plan – at least the application time deadline is the end of September. The rest I am supposed to get at some point in time. I still have my meagre Canada Pension Plan money and the actual Old Age Security payments coming in.

In the meantime, excluding the lump sum for seniors and the quarterly GST rebate, since July I have been receiving $500 less a month. Fortunately in July, two editing clients paid me installments for work I am doing so that has carried me over to mid-August. But the bills keep coming in including the big quarterly water and waste utility bill. I am not taking holidays this year – I can’t afford to travel.

Now, I’m living on a few hundred dollars until the next CPP/OAS payment the end of this month – plus all the other money I’m waiting for.

But I’m not holding my breath. In fact, I’m going to exhale all the way down to my federal MP’s office to complain. Clearly the timeline for CRA vis-a-vis seniors payments has to be extended if they can’t get the tax returns processed even within their own timelines.

So, I ask you: is the CRA (Canada Revenue Agency) short changing seniors?

What do you think? Please comment.

Cheers.

Sharon

Only Child Writes

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Filed under 2016 and 2017, finances, Old Age pensions, Only child, Seniors